In a federal lawsuit, 14 Indiana automobile body repair shops accuse State Farm Insurance and competitors of extracting “unreasonable and onerous” concessions on vehicle repair costs. The lawsuit alleges that when a shop doesn’t comply with the prices set by the insurance companies, the insurers attempt to dissuade their policyholders from choosing that repair shop by telling the policyholders that the repair shop has quality issues or gets lots of complaints.

The lawsuit seeks unspecified financial damages and names 27 insurance companies including State Farm, which has the largest market share in the state at about 25 percent. Others with large market share include Progressive Insurance and Indiana Farmers Mutual Insurance Co. At the core of these cases is the relationship body shops have with insurers under what are known as “direct repair program agreements.”